咨询我们专家

您好， 理赔部门是根据医生的诊断报告为准的。 谢谢 Insubuy

请问是何种签证入境？如果是J签证，我们的保险无法立即承保原有疾病，某些保险对原有疾病有6-12个月的等待期，等待期后可以承保有限的原有疾病。例如Patriot Exchange Program 和 ExchangeGuard Essential 12月等待期后承保$500原有疾病。StudentSecure Select/Elite 等待期6个月后可以承保原有疾病至$500,000。详情请查看具体的保险合同。如果您有任何疑问，建议拨打866-226-9426免费电话联系我们。

您可以考虑Patriot America Plus，保险主要承保保险生效后新发生的意外生病和受伤。承保范围包括美国和常居国外的任何国家。保险最早在购买后第二天生效。 保险咨询电话+1 866-226-9426

您好， 旅游保险主要承保保险生效后意外新发生的疾病和受伤，大部分旅游保险不承保高血压之类的原有疾病或慢性病。如果您担心高血压发作可以考虑Visitors Protect，该保险承保原有疾病例如高血压、糖尿病意外治疗，但价格较高，需要在出发前购买，最短90天。原有疾病保障最高额度为2万美元（免赔额是$1500），新疾病新受伤最高保额5万美元。或Safe Travel USA可以承保5万美元新疾病以及1000美元原有疾病意外突发。

您好，在线提交理赔申请: https://www.imglobal.com/member/ 完成注册后登录 登录后在Services下拉菜单中选择Device Protection，进入Bolt's自助服务界面提交理赔。 您可以参考手机附加条款说明/img/cellular-phone-rider.pdf

Hello, we do have several options you can choose, even for 80+ travelers to the US. You can receive a quote here /get-travel-insurance-quotes/?presection=visitorUSA The policy maximum you can select is limited due to their age; most comprehensive plans will cover up to $50k, and only one fixed coverage plan can cover up to $100k policy maximum. Visitors insurance is primarily designed to cover new medical conditions and injuries/ accidents that did not exist before the policy's effective date. The plans will not cover any expected treatment, preventative care, routine maintenance, or pre-existing conditions, with the exception of acute onset coverage available on some plans. Only Visitors Protect can cover pre-existing conditions that worsen over time /visitors-protect-insurance/.