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  • Some plans may not allow a dependent to enroll, or the dependent can only enroll if on the same policy as the primary visa holder.
  • Coverage cannot be provided in a persons' home country, as defined by the administrators.
  • Duration after arrival could be beyond the time frame allowed for the purchase of some plans.
  • International health insurance plans are available only to non-US residents.
  • Coverage dates specified may be too long, most plans allow a maximum of 364 days initially.
  • Plans are not available based on the filter criteria that was entered; try widening the search.
  • Not all of the plans are available in all places, or for all ages.

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Minor Primary cannot have Dependent Children.

OPT Medical Insurance for Recent Foreign Graduates

OPT Medical Insurance Basics

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OPT Insurance for Recent Foreign Graduates

OPT insurance is a short term health insurance for recent foreign graduates until they can enroll into their employer sponsored health insurance or in other PPACA compliant health insurance. In any case, it is not a substitute for domestic major medical insurance.

Purchase OPT medical insurance in the U.S. until you qualify for PPACA-compliant permanent major medical insurance.

Don't get caught without OPT medical insurance, get free quotes today!

Frequently Asked Questions About OPT Health Insurance

  • What is OPT health insurance for F1 students?

    OPT health insurance is medical insurance specifically for international students taking part in Optional Practical Training, or OPT, a program that allows international graduates to remain in the US for up to 36 months in order to gain relevant work experience in their field of study. If you want to know how to apply for OPT, contact your Designated School Official (DSO).

  • What are the key benefits of OPT insurance?

    The key benefits of OPT insurance are its medical coverage. Insurance for OPT students can typically cover new medical conditions that occur after the effective date of the policy. Due to the high price of healthcare in the USA, the best health insurance for OPT students is critically important to have.

  • Is health insurance mandatory for OPT?

    Health insurance for OPT participants is not mandatory. However, it may be the only health insurance OPT students qualify for. Once you graduate, you can no longer be covered by F1 international student insurance, so you will need OPT insurance until you either leave the US or get an H1B visa job with employer-sponsored health benefits.

  • Can F1 students get Obamacare?

    F1 students are not able to purchase PPACA (Obamacare) health insurance. They have the option to either purchase their own international student health insurance, or they may be required to purchase insurance through their school.

  • How much does an OPT health insurance policy cost?

    The cost of OPT health insurance will depend on the specific plan you purchase, the length of coverage, and your personal details. Enter your information in the quote form above to view and compare multiple plans that may meet your needs.

Looking for a different type of coverage?

Schengen Visa Insurance

For European travel needs like honeymoons or visa requirements, get instant Schengen travel insurance with printable visa letters for consulate submission.

Insurance Guide

Our insurance guide makes it very easy to navigate the complexities of OPT insurance.

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Prices are regulated by law.

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