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Meridian Enhanced - Worldwide excluding US and Canada

Purchase

Please use this high level information as a guide only and do not make any decisions solely based on this comparison. If you have any concerns, doubts or questions, please refer to the individual policy details for complete information as it is not possible to accurately represent all the details in concise information such as follows. Please call us for further details. If there is any discrepancy between this comparison and the actual policy details, the policy details will override.

All the amounts are in U.S. dollars.

General

Meridian Enhanced - Worldwide excluding US and Canada
Comprehensive
Worldwide, Excluding the United States and Canada
$5,000,000 Lifetime
After deductible, plan pays 100% to policy maximum

Medical - Outpatient

To policy maximum
To policy maximum
To policy maximum
364 day waiting period. $50 per day, $15,000 maximum, $30,000 lifetime.
-
To policy maximum $350 copay.
To policy maximum, maximum of 90 days per prescription.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.

Medical - Inpatient

Average semi-private room rate, to policy maximum.
To policy maximum
To policy maximum
To policy maximum
20% of primary surgeon's eligible fee.
To policy maximum

Medical - Other Treatment And Services

-
To policy maximum
To policy maximum
Optional
To policy maximum Illness or Injury must result in hospital admission.
364 day waiting period. $50 per day, $15,000 maximum, $30,000 lifetime.
$50 per day, $1,000 Sub-Limit per Coverage Period, $10,000 Maximum Sub-Limit.
None
Same as any other Injury or Illness if fully disclosed on the Application and not excluded or limited by a medical rider (After 364 days of Continuous Coverage)
-
-
Transplants - no coverage if not pre-certified; All other - 50%
180 days
$2,000,000 lifetime
To policy maximum
-
To policy maximum
To policy maximum
Terminally Ill - 6 months to live, to policy maximum.
Excluded

Maternity Coverage

364 day waiting period. $2,500 co-pay per pregnancy, $50,000 lifetime.
-
First 60 days: $500 maximum

Dental

Optional
$500 per Coverage Period

Wellness

90 day waiting period. $350 per period for ages 25 and over.
60 day waiting period. $200 per period for ages 18 and under.

Travel

$10,000, maximum of 15 days; $25 per day meal maximum.
$110,000; $55,000 for ages 60 and older
$30,000
-

Life

-
-
-

Alternative Medicine

$175 per period of coverage. 364 day waiting period.
$175 per period of coverage. 364 day waiting period.
$175 per period of coverage. 364 day waiting period.
-
$175 per period of coverage. 364 day waiting period.
$175 per period of coverage. 364 day waiting period.

Other

-
-

Plan Features

Before effective date, full refund. After effective date, short rate refund as long as there are no claims filed since the effective date. There is a $25 cancellation fee.
$0
$0
Vision Care: $250 per Coverage Period (After 364 days of Continuous Coverage). High School Sports Injury: $10,000 Maximum, Subject to an additional $250 Deductible.
$250 Up to 69
$500 Up to 69
$1,000 Up to 69
$2,500 Up to 69
$5,000 Up to 69
$10,000 Up to 69
Azimuth Risk Solutions
Lloyd's

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  • URC - Usual, Reasonable and Customary Charges.
  • For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
  • Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
  • Coverages shown are per person unless noted otherwise.
  • The dash (-) in the fields above means Not Applicable (N/A).
DISCLAIMER: This is a high level description of the insurance plan meant to provide a quick overview. It may not describe all possible scenarios or coverages in all different cases. Please refer to the brochure and the certificate wording for complete details. Even though we have tried our best to accurately describe the plan, if there is any discrepancy between this description and the certificate wording, the certificate wording will prevail.

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